TEMECULA: Temecula takes aim at foreclosures
Councilwoman proposes lawn, property upkeep to maintain neighborhood values
By NICOLE SACK - Staff Writer | ∞
TEMECULA ---- The use of the "F" word is becoming more prevalent at City Hall.
Foreclosures.
But instead of talking about the growing number of brown lawns and empty houses, the Temecula City Council and city administrators are crafting an ordinance to help neighborhoods cope with properties that have been abandoned by their owners.
"Preserving the quality and the safety of the neighborhood is the only reason we would get involved with something like this," said Temecula City Councilwoman Maryann Edwards. "A lot of people don't know what to do ---- just like cities don't know what to do, where to turn, who to call when these homes are abandoned."
Temecula's proposal comes on the heels of Murrieta enacting a similar ordinance early this year and Lake Elsinore's introduction of such an ordinance last month.
Edwards said the city has been working for months to find a way to keep properties secure and keep up the curb appeal of a home, even when no one lives there.
She said making efforts to guarantee that maintenance continues on empty houses is not meant to be a service to the people who left their homes, or the lenders that own them, but rather to the community members who remain and would otherwise have to live with an eyesore and potentially reduced property values.
Planning Director Debbie Ubnoske said the ordinance will be complaint-driven. A complaint will trigger code enforcement officials to go out and inspect a property and then begin the process of finding out who owns it.
Once that is determined, the owner of the house, which with a foreclosure is usually the lender, would be required to hire a property management company that will have to register with the city.
"This has been a really, really difficult issue," she said.
Mark Harold, director of building and safety, said a workshop to discuss the ordinance is scheduled to take place at 10 a.m. Tuesday at City Hall, 43200 Business Park Drive.
"We want to get homeowner association members (and) property managers to discuss the goals of what we are trying to achieve as well as open the lines of communication so we can address frustrations, fears, etc.," Harold said. "We really want to minimize this very unfortunate position that many cities are facing."
The city has authority to deal with issues such as green pools, gates that are open or ajar and broken windows. Edwards said the proposed ordinance would attempt to control "attractive nuisances," properties that draw vandals, squatters, adventurous children and, potentially, gangs.
The proposed ordinance will take enforcement a step further to address the brown lawns of homes where the utilities have been shut off. The specific details will be hashed out at Tuesday's workshop.
"We have foreclosures, just like everyone else," Edwards said. "It's horrible, and en masse, it causes blight. Cities sometimes pass these foreclosure ordinances as a feel-good action, but our goal is to really make the difference."
The number of foreclosures in Southwest County is substantial.
As of mid-April, lenders owned 449 foreclosed homes in Temecula and surrounding areas that share its three ZIP codes, and an additional 1,000 homes were in earlier stages of the foreclosure process, according to Foreclosureradar.com, a subscriber service that tracks foreclosures statewide.
Lake Elsinore, a smaller city, had 423 lender-owned properties and nearly 1,000 others in foreclosure. Murrieta and areas just to the east and west of that city had 691 foreclosed homes and an additional 1,400 on the way, according to the service.
"Temecula usually leads the pack on these things, but on this one we seem to be trailing. With all the foreclosures all around, you wouldn't think it would be so different down here," said Planning Commission Chairman John Telesio of the timing of Temecula's proposal.
Telesio said as he has reviewed the policies of other cities, such as Murrieta, and he said enforcement should be clearly defined in whatever proposal is put forward by Temecula.
The Lake Elsinore City Council voted unanimously on March 25 to adopt a draft version of an ordinance that, when eventually approved, will require owners of foreclosed properties to register with the city and maintain the properties to neighborhood standards.
The owners, generally banks or lending companies, who fail to maintain the properties will face fines that will be recouped through a lien process, under Lake Elsinore's ordinance.
In February, Murrieta passed a similar, but more detailed, abandoned property registration and maintenance ordinance that lists various fines the owner of a property must pay for certain violations.
The Murrieta ordinance stipulates that as a property goes into foreclosure and becomes the possession of a lender, that lender would have to register the property with the city and pay a fee of $70 per year. The lenders would then face fines on an increasing scale, from $100 to $100,000, if their properties slip below acceptable standards.
Contact staff writer Nicole Sack at (951) 676-4315, Ext. 2616, or nsack@californian.com.
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jd wrote on Apr 28, 2008 8:39 PM:Unfortunately, even in "normal times" the foreclosure process is slow and painful. Now with the record numbers of foreclosures coming on-line, it will just be slower and more painful.
Any government intervention will likely make the process slower and more costly.
There is no good answer to the real problem. (Foreclosures are not the real problem, they are only a very bad symptom of the problem.) All the policies (or non-policies) and enablers that allowed cheap and easy financing, the myth that real estate values only go up, and the vast over-inflation of home values - are the real problem.
Only when housing prices drop (they have a very long way to go down yet) to be in-line with local wages, will the real estate market recover and start a SLOW rebound.
Caution wrote on Apr 28, 2008 8:55 PM:Bankers aren't going to keep homes up knowing the homes will likely end up at auction. When a home is sold at auction, the lien gets passed to the buyer. When the buyer finds out there are enormous City liens the home won't be bought. Be careful City Council you don't shoot yourself in the foot.
Whaaaa wrote on Apr 28, 2008 10:39 PM:Poor Temecula. Always leading the pack except this one. Why? Because they don't want anyone to know they're the leader in foreclosures! Is Caution serious? You forgot your meds today? The city places liens because the lender won't keep up the maintenance, somebody has to pay and if they won't, the liens will be an incentive for them to do so.
wont work wrote on Apr 28, 2008 11:20 PM:It'll probably end up being cheaper for the banks to pay the fines than to maintain the properties...
To Caution wrote on Apr 29, 2008 12:02 AM:Your thought illustrates just one of the challenges in dealing with foreclosures. Hopefully lenders will see that they have a vested interest in maintaining these properties to facilitate improved sales. Temecula is the only city holding meetings with lenders and banks to get input. The meeting may produce some valuable suggestions for solving the problem.
Provide Help wrote on Apr 29, 2008 6:52 AM:Instead of trying to find ways to make the foreclosure process more burdensome, why don't they try to streamline the process and prosecute people to trash their homes on the way out.
Hmmmm wrote on Apr 29, 2008 11:48 AM:Bank didn't pass any liens to me when we purchased our home. If you are diligent and stick to your guns, they will pay for them. BTW, Temecula is not the leader in foreclosures in the IE. That award belongs to Murrieta and Perris.
Ford wrote on Apr 29, 2008 4:28 PM:The best news is Temecula will stop looking like L.A. when the riff raff who never deserved to live there are booted out. I could not believe the near ghetto areas that grew in Temecula in the last 7 years, even right off Rancho California. A giant flushing is needed, and we are going to get it!
Disappointing wrote on Apr 29, 2008 9:27 PM:to read so many bigoted and ignorant comments. This is my first experience reading the news online and I was hoping for some intelligent dialogue and exchange of ideas. After seeing the calliber of people who root around in these posts, (and I do mean root) it will be my first and last experience in this format.
Ruffus wrote on Apr 29, 2008 11:02 PM:Thank God my husband and I left Temecula after 18 years, (left in 2006)sold and got out, as we saw the slide coming down the pike. Lots of illegals, people who have less than "quality, quiet" neighborhood attitudes and standards. Much of track home Temecula has been heading down "ghetto," low-income lifestyle for quite some time. Sorry for those who are left and knew Temecula for what it was years and years ago.
Ford wrote on Apr 30, 2008 11:18 AM:Haha, Disappointing. I love that kind of response. Attitude and vanity is not going to make the 'hood better, intelligence and reality will.
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